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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,833 | $156,398-17.6% | $147,318-12.5% | $138,895-7.2% |
| Participation rate | 95.2% | 83.8%+11.5pp | 82.1%+13.2pp | 79.9%+15.3pp |
| Annual return | 15.14% | 78.75%-63.6pp | 70.43%-55.3pp | 145.39%-130.3pp |
| Employer contribution / active EE | $4,227 | $4,853-12.9% | $4,593-8.0% | $4,194+0.8% |
| Participant deferral / active EE | $10,779 | $8,237+30.9% | $7,906+36.3% | $6,396+68.5% |
| Admin fee / account holder | $3,242 | $14,976-78.3% | $13,708-76.3% | $12,562-74.2% |