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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,161 | $114,013+50.1% | $103,693+65.1% | $155,188+10.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 18.94% | 49.31%-30.4pp | 47.61%-28.7pp | 148.84%-129.9pp |
| Employer contribution / active EE | $6,327 | $3,131+102.1% | $2,920+116.7% | $4,248+49.0% |
| Participant deferral / active EE | $19,020 | $4,970+282.7% | $4,579+315.4% | $6,531+191.2% |
| Admin fee / account holder | $2,435 | $8,407-71.0% | $7,858-69.0% | $14,480-83.2% |