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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,181 | $117,846-48.9% | $102,434-41.2% | $145,884-58.7% |
| Participation rate | 76.5% | 78.6%-2.2pp | 76.5%0pp | 80.3%-3.8pp |
| Annual return | 10.69% | 31.90%-21.2pp | 29.46%-18.8pp | 551.85%-541.2pp |
| Employer contribution / active EE | $1,432 | $3,615-60.4% | $3,023-52.6% | $4,662-69.3% |
| Participant deferral / active EE | $2,297 | $5,733-59.9% | $5,055-54.6% | $6,690-65.7% |
| Admin fee / account holder | $1,857 | $13,356-86.1% | $9,462-80.4% | $13,392-86.1% |