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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,230 | $114,119-15.7% | $107,187-10.2% | $138,895-30.7% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 15.68% | 273.21%-257.5pp | 204.55%-188.9pp | 145.39%-129.7pp |
| Employer contribution / active EE | $933 | $4,059-77.0% | $3,782-75.3% | $4,194-77.8% |
| Participant deferral / active EE | $10,766 | $5,538+94.4% | $5,096+111.3% | $6,396+68.3% |
| Admin fee / account holder | $11,797 | $10,024+17.7% | $9,162+28.8% | $12,562-6.1% |