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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,230 | $134,817-28.6% | $123,973-22.4% | $155,188-38.0% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.7%+6.7pp | 80.8%+2.5pp |
| Annual return | 15.68% | 515.49%-499.8pp | 388.13%-372.5pp | 148.84%-133.2pp |
| Employer contribution / active EE | $933 | $4,425-78.9% | $4,126-77.4% | $4,248-78.0% |
| Participant deferral / active EE | $10,766 | $5,706+88.7% | $5,247+105.2% | $6,531+64.8% |
| Admin fee / account holder | $11,797 | $13,245-10.9% | $11,7990% | $14,480-18.5% |