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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,686 | $111,830+195.7% | $93,696+252.9% | $145,884+126.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.51% | 204.08%-190.6pp | 133.74%-120.2pp | 551.85%-538.3pp |
| Employer contribution / active EE | $225 | $3,093-92.7% | $2,422-90.7% | $4,662-95.2% |
| Participant deferral / active EE | $13,000 | $4,920+164.2% | $4,417+194.3% | $6,690+94.3% |
| Admin fee / account holder | $4,619 | $10,249-54.9% | $8,287-44.3% | $13,392-65.5% |