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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,686 | $111,787+195.8% | $93,681+253.0% | $145,978+126.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.51% | 203.52%-190.0pp | 133.47%-120.0pp | 550.52%-537.0pp |
| Employer contribution / active EE | $225 | $3,093-92.7% | $2,422-90.7% | $4,662-95.2% |
| Participant deferral / active EE | $13,000 | $4,918+164.4% | $4,415+194.4% | $6,690+94.3% |
| Admin fee / account holder | $4,619 | $10,256-55.0% | $8,290-44.3% | $13,400-65.5% |