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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,385 | $36,595+24.0% | $88,179-48.5% | $71,012-36.1% |
| Participation rate | 6.6% | 29.2%-22.6pp | 69.1%-62.6pp | 58.6%-52.0pp |
| Annual return | 15.50% | 61.46%-46.0pp | 64.97%-49.5pp | 37.67%-22.2pp |
| Employer contribution / active EE | $121 | $787-84.6% | $2,549-95.3% | $2,348-94.8% |
| Participant deferral / active EE | $345 | $1,195-71.1% | $4,614-92.5% | $3,246-89.4% |
| Admin fee / account holder | $181 | $2,755-93.4% | $7,673-97.6% | $1,167-84.5% |