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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,612 | $181,062-74.3% | $158,223-70.5% | $155,188-70.0% |
| Participation rate | 73.9% | 82.7%-8.7pp | 79.2%-5.3pp | 80.8%-6.9pp |
| Annual return | 26.06% | 57.39%-31.3pp | 52.09%-26.0pp | 148.84%-122.8pp |
| Employer contribution / active EE | $1,047 | $4,565-77.1% | $4,109-74.5% | $4,248-75.4% |
| Participant deferral / active EE | $2,325 | $6,134-62.1% | $5,467-57.5% | $6,531-64.4% |
| Admin fee / account holder | $611 | $18,825-96.8% | $16,047-96.2% | $14,480-95.8% |