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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,612 | $174,379-73.3% | $152,093-69.4% | $138,895-66.4% |
| Participation rate | 73.9% | 81.6%-7.7pp | 77.8%-3.9pp | 79.9%-6.0pp |
| Annual return | 26.06% | 74.86%-48.8pp | 66.36%-40.3pp | 145.39%-119.3pp |
| Employer contribution / active EE | $1,047 | $4,652-77.5% | $4,175-74.9% | $4,194-75.0% |
| Participant deferral / active EE | $2,325 | $6,159-62.3% | $5,451-57.4% | $6,396-63.7% |
| Admin fee / account holder | $611 | $16,880-96.4% | $14,497-95.8% | $12,562-95.1% |