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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,619 | $123,155-5.3% | $108,753+7.2% | $155,188-24.9% |
| Participation rate | 66.7% | 75.6%-9.0pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 8.67% | 44.73%-36.1pp | 37.47%-28.8pp | 148.84%-140.2pp |
| Employer contribution / active EE | $2,028 | $2,811-27.9% | $2,427-16.4% | $4,248-52.3% |
| Participant deferral / active EE | $10,275 | $4,623+122.2% | $4,115+149.7% | $6,531+57.3% |
| Admin fee / account holder | $28,917 | $12,126+138.5% | $10,320+180.2% | $14,480+99.7% |