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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,180 | $99,053+33.4% | $88,179+49.9% | $138,895-4.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 20.70% | 78.17%-57.5pp | 64.97%-44.3pp | 145.39%-124.7pp |
| Employer contribution / active EE | $11,388 | $2,882+295.1% | $2,549+346.7% | $4,194+171.5% |
| Participant deferral / active EE | $9,809 | $5,225+87.7% | $4,614+112.6% | $6,396+53.4% |
| Admin fee / account holder | $598 | $8,748-93.2% | $7,673-92.2% | $12,562-95.2% |