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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,532 | $102,393+179.8% | $147,041+94.9% | $80,911+254.1% |
| Participation rate | 97.6% | 75.9%+21.8pp | 82.2%+15.5pp | 67.6%+30.0pp |
| Annual return | 19.38% | 134.95%-115.6pp | 419.21%-399.8pp | 35.63%-16.2pp |
| Employer contribution / active EE | $34,938 | $3,715+840.4% | $4,935+608.0% | $2,756+1167.8% |
| Participant deferral / active EE | $6,296 | $6,647-5.3% | $8,071-22.0% | $4,297+46.5% |
| Admin fee / account holder | $10,185 | $7,943+28.2% | $13,006-21.7% | $6,935+46.9% |