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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,532 | $102,385+179.9% | $147,080+94.8% | $80,935+254.0% |
| Participation rate | 97.6% | 75.9%+21.8pp | 82.2%+15.5pp | 67.7%+30.0pp |
| Annual return | 19.38% | 135.09%-115.7pp | 420.17%-400.8pp | 35.66%-16.3pp |
| Employer contribution / active EE | $34,938 | $3,717+840.0% | $4,933+608.2% | $2,757+1167.4% |
| Participant deferral / active EE | $6,296 | $6,651-5.3% | $8,066-22.0% | $4,299+46.4% |
| Admin fee / account holder | $10,185 | $7,951+28.1% | $12,989-21.6% | $6,924+47.1% |