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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,682 | $183,516-60.4% | $155,534-53.3% | $145,884-50.2% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 2.85% | 61.43%-58.6pp | 64.92%-62.1pp | 551.85%-549.0pp |
| Employer contribution / active EE | $13,265 | $5,315+149.6% | $4,675+183.8% | $4,662+184.5% |
| Participant deferral / active EE | $9,514 | $6,467+47.1% | $5,630+69.0% | $6,690+42.2% |
| Admin fee / account holder | $711 | $19,293-96.3% | $15,900-95.5% | $13,392-94.7% |