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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,363 | $169,336-51.4% | $129,384-36.3% | $145,884-43.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 7.98% | 14408.70%-14400.7pp | 9461.77%-9453.8pp | 551.85%-543.9pp |
| Employer contribution / active EE | $7,870 | $5,540+42.1% | $4,153+89.5% | $4,662+68.8% |
| Participant deferral / active EE | $13,591 | $4,985+172.6% | $4,166+226.2% | $6,690+103.2% |
| Admin fee / account holder | $1,041 | $9,912-89.5% | $7,686-86.5% | $13,392-92.2% |