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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,485 | $166,242-37.1% | $165,071-36.7% | $145,884-28.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 13.99% | 100.44%-86.5pp | 70.17%-56.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,691 | $5,283-68.0% | $4,347-61.1% | $4,662-63.7% |
| Participant deferral / active EE | $12,833 | $6,964+84.3% | $6,035+112.6% | $6,690+91.8% |
| Admin fee / account holder | $5,223 | $16,658-68.6% | $12,695-58.9% | $13,392-61.0% |