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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,485 | $166,131-37.1% | $164,975-36.7% | $145,877-28.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 13.99% | 100.37%-86.4pp | 70.12%-56.1pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,691 | $5,276-67.9% | $4,343-61.1% | $4,663-63.7% |
| Participant deferral / active EE | $12,833 | $6,962+84.3% | $6,033+112.7% | $6,691+91.8% |
| Admin fee / account holder | $5,223 | $16,648-68.6% | $12,688-58.8% | $13,402-61.0% |