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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,427 | $156,398-23.0% | $147,318-18.3% | $138,895-13.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.97% | 78.75%-60.8pp | 70.43%-52.5pp | 145.39%-127.4pp |
| Employer contribution / active EE | $5,952 | $4,853+22.6% | $4,593+29.6% | $4,194+41.9% |
| Participant deferral / active EE | $17,825 | $8,237+116.4% | $7,906+125.5% | $6,396+178.7% |
| Admin fee / account holder | $1,330 | $14,976-91.1% | $13,708-90.3% | $12,562-89.4% |