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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,012 | $81,487+44.8% | $102,412+15.2% | $80,935+45.8% |
| Participation rate | 84.6% | 66.8%+17.8pp | 74.5%+10.1pp | 67.7%+17.0pp |
| Annual return | 17.19% | 25.60%-8.4pp | 24.94%-7.7pp | 35.66%-18.5pp |
| Employer contribution / active EE | $8,355 | $3,103+169.3% | $3,870+115.9% | $2,757+203.1% |
| Participant deferral / active EE | $5,282 | $3,871+36.5% | $5,060+4.4% | $4,299+22.9% |
| Admin fee / account holder | $3,094 | $6,717-53.9% | $8,388-63.1% | $6,924-55.3% |