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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,040 | $174,379+85.8% | $152,093+113.1% | $138,895+133.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.19% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $14,766 | $4,652+217.4% | $4,175+253.7% | $4,194+252.0% |
| Participant deferral / active EE | $11,573 | $6,159+87.9% | $5,451+112.3% | $6,396+80.9% |
| Admin fee / account holder | $1,400 | $16,880-91.7% | $14,497-90.3% | $12,562-88.9% |