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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,573 | $102,385-53.5% | $147,080-67.7% | $80,935-41.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.30% | 135.09%-120.8pp | 420.17%-405.9pp | 35.66%-21.4pp |
| Employer contribution / active EE | $3,658 | $3,717-1.6% | $4,933-25.8% | $2,757+32.7% |
| Participant deferral / active EE | $4,846 | $6,651-27.1% | $8,066-39.9% | $4,299+12.7% |
| Admin fee / account holder | $349 | $7,951-95.6% | $12,989-97.3% | $6,924-95.0% |