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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,428 | $57,119-45.0% | $85,187-63.1% | $80,935-61.2% |
| Participation rate | 30.4% | 56.4%-26.0pp | 67.5%-37.1pp | 67.7%-37.2pp |
| Annual return | 15.03% | 21.70%-6.7pp | 66.67%-51.6pp | 35.66%-20.6pp |
| Employer contribution / active EE | $1,141 | $1,802-36.7% | $2,732-58.2% | $2,757-58.6% |
| Participant deferral / active EE | $2,872 | $3,115-7.8% | $4,525-36.5% | $4,299-33.2% |
| Admin fee / account holder | $1,209 | $4,990-75.8% | $6,162-80.4% | $6,924-82.5% |