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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,470 | $84,953+25.3% | $163,379-34.8% | $82,637+28.8% |
| Participation rate | 82.1% | 65.9%+16.2pp | 76.8%+5.3pp | 68.1%+14.1pp |
| Annual return | 13.54% | 23.07%-9.5pp | 63.41%-49.9pp | 53.51%-40.0pp |
| Employer contribution / active EE | $7,844 | $2,183+259.4% | $3,752+109.0% | $2,552+207.3% |
| Participant deferral / active EE | $3,728 | $4,326-13.8% | $6,282-40.7% | $4,126-9.6% |
| Admin fee / account holder | $361 | $7,921-95.4% | $9,818-96.3% | $7,339-95.1% |