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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,798 | $174,379+58.7% | $152,093+82.0% | $138,895+99.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.72% | 74.86%-58.1pp | 66.36%-49.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $9,611 | $4,652+106.6% | $4,175+130.2% | $4,194+129.2% |
| Participant deferral / active EE | $6,758 | $6,159+9.7% | $5,451+24.0% | $6,396+5.6% |
| Admin fee / account holder | $612 | $16,880-96.4% | $14,497-95.8% | $12,562-95.1% |