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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,820 | $88,996-2.4% | $78,004+11.3% | $138,895-37.5% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.4%-19.4pp | 79.9%-29.9pp |
| Annual return | 14.32% | 28.03%-13.7pp | 31.07%-16.7pp | 145.39%-131.1pp |
| Employer contribution / active EE | $1,323 | $2,917-54.6% | $2,469-46.4% | $4,194-68.5% |
| Participant deferral / active EE | $3,310 | $4,724-29.9% | $4,092-19.1% | $6,396-48.3% |
| Admin fee / account holder | $51 | $8,807-99.4% | $7,578-99.3% | $12,562-99.6% |