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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,060 | $110,379-49.2% | $102,412-45.3% | $145,884-61.6% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 9.61% | 24.84%-15.2pp | 24.94%-15.3pp | 551.85%-542.2pp |
| Employer contribution / active EE | $1,824 | $4,216-56.7% | $3,870-52.9% | $4,662-60.9% |
| Participant deferral / active EE | $8,497 | $5,622+51.1% | $5,060+67.9% | $6,690+27.0% |
| Admin fee / account holder | $759 | $9,745-92.2% | $8,388-91.0% | $13,392-94.3% |