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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,565 | $125,184-62.8% | $105,607-55.9% | $145,884-68.1% |
| Participation rate | 70.0% | 77.6%-7.6pp | 75.3%-5.3pp | 80.3%-10.3pp |
| Annual return | 8.63% | 225.00%-216.4pp | 116.11%-107.5pp | 551.85%-543.2pp |
| Employer contribution / active EE | $616 | $3,720-83.4% | $3,167-80.6% | $4,662-86.8% |
| Participant deferral / active EE | $5,468 | $5,714-4.3% | $5,011+9.1% | $6,690-18.3% |
| Admin fee / account holder | $489 | $17,133-97.1% | $10,958-95.5% | $13,392-96.4% |