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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,928 | $78,690+188.4% | $161,489+40.5% | $87,485+159.4% |
| Participation rate | 84.0% | 67.5%+16.5pp | 78.7%+5.3pp | 68.9%+15.0pp |
| Annual return | 16.05% | 32.74%-16.7pp | 89.72%-73.7pp | 26.06%-10.0pp |
| Employer contribution / active EE | $3,613 | $2,588+39.6% | $4,268-15.3% | $2,596+39.2% |
| Participant deferral / active EE | $6,027 | $3,311+82.0% | $5,630+7.1% | $4,274+41.0% |
| Admin fee / account holder | $5,880 | $6,724-12.5% | $16,006-63.3% | $7,775-24.4% |