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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,448 | $81,487+2.4% | $102,412-18.5% | $80,935+3.1% |
| Participation rate | 54.0% | 66.8%-12.9pp | 74.5%-20.5pp | 67.7%-13.7pp |
| Annual return | 16.16% | 25.60%-9.4pp | 24.94%-8.8pp | 35.66%-19.5pp |
| Employer contribution / active EE | $2,926 | $3,103-5.7% | $3,870-24.4% | $2,757+6.2% |
| Participant deferral / active EE | $6,923 | $3,871+78.9% | $5,060+36.8% | $4,299+61.0% |
| Admin fee / account holder | $3,195 | $6,717-52.4% | $8,388-61.9% | $6,924-53.9% |