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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,835 | $48,011-50.4% | $63,803-62.6% | $82,637-71.2% |
| Participation rate | 96.7% | 66.6%+30.1pp | 72.7%+24.0pp | 68.1%+28.6pp |
| Annual return | 20.59% | 19.84%+0.7pp | 543.72%-523.1pp | 53.51%-32.9pp |
| Employer contribution / active EE | $3,148 | $1,904+65.4% | $2,532+24.3% | $2,552+23.4% |
| Participant deferral / active EE | $4,913 | $2,846+72.6% | $3,843+27.8% | $4,126+19.1% |
| Admin fee / account holder | $3,011 | $3,873-22.3% | $5,196-42.1% | $7,339-59.0% |