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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,569 | $80,763-12.6% | $102,412-31.1% | $74,459-5.2% |
| Participation rate | 36.7% | 65.7%-29.0pp | 74.5%-37.8pp | 67.2%-30.5pp |
| Annual return | 12.30% | 27.57%-15.3pp | 24.94%-12.6pp | 1369.70%-1357.4pp |
| Employer contribution / active EE | $1,400 | $3,160-55.7% | $3,870-63.8% | $2,626-46.7% |
| Participant deferral / active EE | $3,230 | $3,862-16.3% | $5,060-36.2% | $4,350-25.7% |
| Admin fee / account holder | $1,054 | $2,371-55.5% | $8,388-87.4% | $1,945-45.8% |