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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,362 | $185,312-32.4% | $161,489-22.4% | $154,746-19.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.74% | 103.84%-91.1pp | 89.72%-77.0pp | 172.34%-159.6pp |
| Employer contribution / active EE | $18,476 | $4,769+287.4% | $4,268+332.9% | $4,379+321.9% |
| Participant deferral / active EE | $16,212 | $6,350+155.3% | $5,630+188.0% | $6,730+140.9% |
| Admin fee / account holder | $4,688 | $18,654-74.9% | $16,006-70.7% | $14,365-67.4% |