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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,866 | $81,504-80.5% | $102,437-84.5% | $80,959-80.4% |
| Participation rate | 72.5% | 66.9%+5.6pp | 74.5%-2.0pp | 67.7%+4.8pp |
| Annual return | 14.97% | 25.60%-10.6pp | 24.95%-10.0pp | 35.67%-20.7pp |
| Employer contribution / active EE | $879 | $3,104-71.7% | $3,871-77.3% | $2,757-68.1% |
| Participant deferral / active EE | $2,224 | $3,871-42.5% | $5,060-56.0% | $4,300-48.3% |
| Admin fee / account holder | $835 | $6,719-87.6% | $8,388-90.0% | $6,925-87.9% |