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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,760 | $88,672-75.5% | $105,223-79.3% | $82,448-73.6% |
| Participation rate | 73.8% | 67.9%+5.9pp | 75.0%-1.2pp | 68.1%+5.7pp |
| Annual return | 18.52% | 30.86%-12.3pp | 180.65%-162.1pp | 41.64%-23.1pp |
| Employer contribution / active EE | $1,040 | $3,048-65.9% | $3,689-71.8% | $2,551-59.2% |
| Participant deferral / active EE | $2,225 | $4,036-44.9% | $5,072-56.1% | $4,139-46.3% |
| Admin fee / account holder | $1,179 | $7,146-83.5% | $8,859-86.7% | $7,234-83.7% |