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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,643 | $102,609-11.7% | $98,090-7.6% | $138,895-34.7% |
| Participation rate | 87.5% | 82.8%+4.7pp | 81.5%+6.0pp | 79.9%+7.6pp |
| Annual return | 11.92% | 36.44%-24.5pp | 37.05%-25.1pp | 145.39%-133.5pp |
| Employer contribution / active EE | $2,163 | $3,867-44.1% | $3,606-40.0% | $4,194-48.4% |
| Participant deferral / active EE | $6,467 | $8,167-20.8% | $7,845-17.6% | $6,396+1.1% |
| Admin fee / account holder | $376 | $11,434-96.7% | $11,815-96.8% | $12,562-97.0% |