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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,764 | $134,817-14.9% | $123,973-7.4% | $155,188-26.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 10.96% | 515.49%-504.5pp | 388.13%-377.2pp | 148.84%-137.9pp |
| Employer contribution / active EE | $4,281 | $4,425-3.3% | $4,126+3.8% | $4,248+0.8% |
| Participant deferral / active EE | $5,806 | $5,706+1.7% | $5,247+10.7% | $6,531-11.1% |
| Admin fee / account holder | $7,246 | $13,245-45.3% | $11,799-38.6% | $14,480-50.0% |