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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,221 | $223,823-49.0% | $211,142-45.9% | $154,746-26.2% |
| Participation rate | 90.9% | 87.9%+3.1pp | 87.3%+3.6pp | 80.7%+10.2pp |
| Annual return | 13.51% | 50.39%-36.9pp | 46.84%-33.3pp | 172.34%-158.8pp |
| Employer contribution / active EE | $7,833 | $6,787+15.4% | $6,442+21.6% | $4,379+78.9% |
| Participant deferral / active EE | $6,492 | $9,750-33.4% | $9,284-30.1% | $6,730-3.5% |
| Admin fee / account holder | $2,973 | $19,707-84.9% | $19,076-84.4% | $14,365-79.3% |