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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,858 | $201,372-59.4% | $184,260-55.6% | $145,884-43.9% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 7.49% | 29.04%-21.5pp | 28.84%-21.3pp | 551.85%-544.4pp |
| Employer contribution / active EE | $8,305 | $7,024+18.2% | $6,427+29.2% | $4,662+78.1% |
| Participant deferral / active EE | $6,331 | $9,808-35.4% | $9,133-30.7% | $6,690-5.4% |
| Admin fee / account holder | $9,038 | $16,362-44.8% | $13,898-35.0% | $13,392-32.5% |