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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,320 | $166,268+185.3% | $165,100+187.3% | $145,897+225.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 59.34% | 100.52%-41.2pp | 70.21%-10.9pp | 552.29%-493.0pp |
| Employer contribution / active EE | $5,758 | $5,284+9.0% | $4,348+32.4% | $4,663+23.5% |
| Participant deferral / active EE | $13,204 | $6,964+89.6% | $6,035+118.8% | $6,689+97.4% |
| Admin fee / account holder | $9,406 | $16,659-43.5% | $12,696-25.9% | $13,390-29.8% |