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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,097 | $88,672-50.3% | $105,223-58.1% | $82,448-46.5% |
| Participation rate | 47.1% | 67.9%-20.9pp | 75.0%-28.0pp | 68.1%-21.0pp |
| Annual return | 23.05% | 30.86%-7.8pp | 180.65%-157.6pp | 41.64%-18.6pp |
| Employer contribution / active EE | $2,860 | $3,048-6.2% | $3,689-22.5% | $2,551+12.1% |
| Participant deferral / active EE | $4,350 | $4,036+7.8% | $5,072-14.2% | $4,139+5.1% |
| Admin fee / account holder | $1,198 | $7,146-83.2% | $8,859-86.5% | $7,234-83.4% |