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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,806 | $70,366+216.6% | $66,674+234.2% | $138,895+60.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 0.00% | 386.41%-386.4pp | 321.24%-321.2pp | 145.39%-145.4pp |
| Employer contribution / active EE | $2,118 | $2,765-23.4% | $2,620-19.2% | $4,194-49.5% |
| Participant deferral / active EE | $8,217 | $4,374+87.9% | $4,084+101.2% | $6,396+28.5% |
| Admin fee / account holder | $21,869 | $5,262+315.6% | $5,098+329.0% | $12,562+74.1% |