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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,393 | $88,778+123.5% | $81,844+142.4% | $145,884+36.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 19.81% | 1033.03%-1013.2pp | 778.87%-759.1pp | 551.85%-532.0pp |
| Employer contribution / active EE | $3,865 | $3,087+25.2% | $2,916+32.5% | $4,662-17.1% |
| Participant deferral / active EE | $13,349 | $4,648+187.2% | $4,323+208.8% | $6,690+99.6% |
| Admin fee / account holder | $2,874 | $8,430-65.9% | $7,355-60.9% | $13,392-78.5% |