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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,201 | $102,385+101.4% | $147,080+40.2% | $80,935+154.8% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 10.75% | 135.09%-124.3pp | 420.17%-409.4pp | 35.66%-24.9pp |
| Employer contribution / active EE | $8,636 | $3,717+132.3% | $4,933+75.1% | $2,757+213.3% |
| Participant deferral / active EE | $8,563 | $6,651+28.7% | $8,066+6.2% | $4,299+99.2% |
| Admin fee / account holder | $3,175 | $7,951-60.1% | $12,989-75.6% | $6,924-54.2% |