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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,201 | $102,429+101.3% | $147,096+40.2% | $80,925+154.8% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 10.75% | 135.02%-124.3pp | 419.75%-409.0pp | 35.65%-24.9pp |
| Employer contribution / active EE | $8,636 | $3,716+132.4% | $4,936+75.0% | $2,756+213.3% |
| Participant deferral / active EE | $8,563 | $6,649+28.8% | $8,071+6.1% | $4,299+99.2% |
| Admin fee / account holder | $3,175 | $7,957-60.1% | $13,005-75.6% | $6,940-54.3% |