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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,151 | $111,814-67.7% | $103,378-65.0% | $145,978-75.2% |
| Participation rate | 58.8% | 77.9%-19.1pp | 74.5%-15.7pp | 80.3%-21.5pp |
| Annual return | 18.75% | 24.80%-6.0pp | 24.91%-6.2pp | 550.52%-531.8pp |
| Employer contribution / active EE | $1,385 | $4,215-67.1% | $3,870-64.2% | $4,662-70.3% |
| Participant deferral / active EE | $2,876 | $5,618-48.8% | $5,058-43.1% | $6,690-57.0% |
| Admin fee / account holder | $172 | $9,764-98.2% | $8,401-98.0% | $13,400-98.7% |