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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,422 | $160,040+120.8% | $147,096+140.3% | $145,877+142.3% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 8.66% | 98.49%-89.8pp | 419.75%-411.1pp | 551.28%-542.6pp |
| Employer contribution / active EE | $4,875 | $5,289-7.8% | $4,936-1.2% | $4,663+4.5% |
| Participant deferral / active EE | $477 | $8,429-94.3% | $8,071-94.1% | $6,691-92.9% |
| Admin fee / account holder | $9,063 | $15,050-39.8% | $13,005-30.3% | $13,402-32.4% |