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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,422 | $160,028+120.8% | $147,080+140.3% | $145,884+142.3% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 8.66% | 98.60%-89.9pp | 420.17%-411.5pp | 551.85%-543.2pp |
| Employer contribution / active EE | $4,875 | $5,286-7.8% | $4,933-1.2% | $4,662+4.6% |
| Participant deferral / active EE | $477 | $8,422-94.3% | $8,066-94.1% | $6,690-92.9% |
| Admin fee / account holder | $9,063 | $15,030-39.7% | $12,989-30.2% | $13,392-32.3% |