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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,237 | $162,967-16.4% | $135,792+0.3% | $138,895-1.9% |
| Participation rate | 68.8% | 78.3%-9.6pp | 72.6%-3.8pp | 79.9%-11.2pp |
| Annual return | 14.70% | 30.08%-15.4pp | 25.96%-11.3pp | 145.39%-130.7pp |
| Employer contribution / active EE | $3,079 | $4,211-26.9% | $3,496-11.9% | $4,194-26.6% |
| Participant deferral / active EE | $6,540 | $5,640+16.0% | $4,759+37.4% | $6,396+2.3% |
| Admin fee / account holder | $2,481 | $15,306-83.8% | $12,266-79.8% | $12,562-80.2% |