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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,521 | $155,555-75.9% | $146,866-74.5% | $155,188-75.8% |
| Participation rate | 71.4% | 84.0%-12.5pp | 82.5%-11.1pp | 80.8%-9.4pp |
| Annual return | 14.05% | 115.41%-101.4pp | 102.85%-88.8pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,522 | $4,647-67.3% | $4,425-65.6% | $4,248-64.2% |
| Participant deferral / active EE | $5,154 | $8,044-35.9% | $7,759-33.6% | $6,531-21.1% |
| Admin fee / account holder | $324 | $14,755-97.8% | $13,620-97.6% | $14,480-97.8% |