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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,674 | $183,516-63.1% | $155,534-56.5% | $145,884-53.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.07% | 61.43%-45.4pp | 64.92%-48.8pp | 551.85%-535.8pp |
| Employer contribution / active EE | $7,536 | $5,315+41.8% | $4,675+61.2% | $4,662+61.6% |
| Participant deferral / active EE | $7,052 | $6,467+9.0% | $5,630+25.2% | $6,690+5.4% |
| Admin fee / account holder | $4,152 | $19,293-78.5% | $15,900-73.9% | $13,392-69.0% |