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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,786 | $210,908-77.3% | $153,643-68.9% | $145,884-67.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.38% | 13.46%-1.1pp | 15.71%-3.3pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,501 | $6,055-75.2% | $5,039-70.2% | $4,662-67.8% |
| Participant deferral / active EE | $4,096 | $7,976-48.6% | $6,754-39.4% | $6,690-38.8% |
| Admin fee / account holder | $349 | $19,477-98.2% | $12,739-97.3% | $13,392-97.4% |