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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,786 | $210,343-77.3% | $153,476-68.9% | $145,978-67.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.38% | 13.38%-1.0pp | 15.66%-3.3pp | 550.52%-538.1pp |
| Employer contribution / active EE | $1,501 | $6,047-75.2% | $5,038-70.2% | $4,662-67.8% |
| Participant deferral / active EE | $4,096 | $7,977-48.6% | $6,759-39.4% | $6,690-38.8% |
| Admin fee / account holder | $349 | $19,424-98.2% | $12,729-97.3% | $13,400-97.4% |