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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,418 | $88,702-96.1% | $81,780-95.8% | $145,978-97.7% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 14.25% | 1029.12%-1014.9pp | 776.27%-762.0pp | 550.52%-536.3pp |
| Employer contribution / active EE | $694 | $3,084-77.5% | $2,914-76.2% | $4,662-85.1% |
| Participant deferral / active EE | $1,060 | $4,645-77.2% | $4,321-75.5% | $6,690-84.2% |
| Admin fee / account holder | $454 | $8,414-94.6% | $7,384-93.9% | $13,400-96.6% |