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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,132 | $68,878+88.9% | $120,574+7.9% | $80,935+60.8% |
| Participation rate | 92.3% | 61.7%+30.6pp | 71.9%+20.4pp | 67.7%+24.6pp |
| Annual return | 22.05% | 23.67%-1.6pp | 107.42%-85.4pp | 35.66%-13.6pp |
| Employer contribution / active EE | $3,816 | $2,065+84.8% | $3,471+9.9% | $2,757+38.4% |
| Participant deferral / active EE | $7,800 | $3,189+144.6% | $4,996+56.1% | $4,299+81.4% |
| Admin fee / account holder | $1,677 | $5,782-71.0% | $9,445-82.2% | $6,924-75.8% |