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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,132 | $68,586+89.7% | $120,380+8.1% | $80,911+60.8% |
| Participation rate | 92.3% | 61.6%+30.7pp | 71.9%+20.4pp | 67.6%+24.7pp |
| Annual return | 22.05% | 23.62%-1.6pp | 107.28%-85.2pp | 35.63%-13.6pp |
| Employer contribution / active EE | $3,816 | $2,053+85.9% | $3,465+10.1% | $2,756+38.5% |
| Participant deferral / active EE | $7,800 | $3,174+145.7% | $4,992+56.2% | $4,297+81.5% |
| Admin fee / account holder | $1,677 | $5,733-70.8% | $9,421-82.2% | $6,935-75.8% |