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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,198 | $212,386+67.2% | $199,883+77.7% | $138,895+155.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 6.95% | 47.75%-40.8pp | 43.81%-36.9pp | 145.39%-138.4pp |
| Employer contribution / active EE | $12,150 | $6,625+83.4% | $6,261+94.0% | $4,194+189.7% |
| Participant deferral / active EE | $22,389 | $9,617+132.8% | $9,138+145.0% | $6,396+250.0% |
| Admin fee / account holder | $12,287 | $18,233-32.6% | $17,268-28.8% | $12,562-2.2% |