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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,198 | $227,291+56.3% | $214,702+65.4% | $155,188+128.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 6.95% | 60.08%-53.1pp | 54.55%-47.6pp | 148.84%-141.9pp |
| Employer contribution / active EE | $12,150 | $6,772+79.4% | $6,461+88.1% | $4,248+186.0% |
| Participant deferral / active EE | $22,389 | $9,582+133.7% | $9,147+144.8% | $6,531+242.8% |
| Admin fee / account holder | $12,287 | $20,413-39.8% | $19,830-38.0% | $14,480-15.1% |