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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,025 | $100,203+177.5% | $85,240+226.2% | $145,897+90.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.13% | 84.28%-72.2pp | 66.75%-54.6pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,951 | $3,242-39.8% | $2,735-28.7% | $4,663-58.2% |
| Participant deferral / active EE | $5,005 | $5,299-5.5% | $4,527+10.6% | $6,689-25.2% |
| Admin fee / account holder | $1,474 | $7,265-79.7% | $6,165-76.1% | $13,390-89.0% |