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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,681 | $78,197-73.6% | $98,090-78.9% | $82,637-75.0% |
| Participation rate | 98.5% | 77.5%+21.0pp | 81.5%+17.0pp | 68.1%+30.5pp |
| Annual return | 24.09% | 40.25%-16.2pp | 37.05%-13.0pp | 53.51%-29.4pp |
| Employer contribution / active EE | $5,596 | $2,605+114.8% | $3,606+55.2% | $2,552+119.3% |
| Participant deferral / active EE | $8,339 | $6,636+25.7% | $7,845+6.3% | $4,126+102.1% |
| Admin fee / account holder | $536 | $14,832-96.4% | $11,815-95.5% | $7,339-92.7% |