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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,233 | $77,472-85.5% | $100,392-88.8% | $80,935-86.1% |
| Participation rate | 96.6% | 76.9%+19.6pp | 81.5%+15.0pp | 67.7%+28.9pp |
| Annual return | 14.39% | 37.26%-22.9pp | 49.45%-35.1pp | 35.66%-21.3pp |
| Employer contribution / active EE | $3,812 | $2,800+36.1% | $3,941-3.3% | $2,757+38.3% |
| Participant deferral / active EE | $3,487 | $6,818-48.8% | $8,090-56.9% | $4,299-18.9% |
| Admin fee / account holder | $672 | $5,885-88.6% | $7,904-91.5% | $6,924-90.3% |