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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,163 | $99,875-9.7% | $146,866-38.6% | $86,983+3.7% |
| Participation rate | 77.4% | 75.8%+1.6pp | 82.5%-5.1pp | 69.5%+7.9pp |
| Annual return | 16.04% | 28.10%-12.1pp | 102.85%-86.8pp | 25.83%-9.8pp |
| Employer contribution / active EE | $3,097 | $3,224-3.9% | $4,425-30.0% | $2,584+19.8% |
| Participant deferral / active EE | $7,188 | $6,322+13.7% | $7,759-7.4% | $4,194+71.4% |
| Admin fee / account holder | $20,638 | $7,838+163.3% | $13,620+51.5% | $7,856+162.7% |