Filed December 30, 2024
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: NAVIGATE 401K LLC Service code 27 · EIN 85-0984196 | Advisory (Plan) | $87,004 |
Service code 37 · EIN 04-2647786 | Loan Processing | $80,545 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,269 | $106,230-16.9% | $147,080-40.0% | $77,736+13.5% |
| Participation rate | 94.3% | 78.4%+15.9pp | 82.2%+12.1pp | 70.6%+23.7pp |
| Annual return | 19.15% | 56.91%-37.8pp | 420.17%-401.0pp | 31.26%-12.1pp |
| Employer contribution / active EE | $8,774 | $4,072+115.5% | $4,933+77.9% | $2,728+221.7% |
| Participant deferral / active EE | $8,034 | $8,001+0.4% | $8,066-0.4% | $4,651+72.7% |
| Admin fee / account holder | $150 | $338-55.6% | $12,989-98.8% | $433-65.3% |