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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,674 | $106,974+33.4% | $90,796+57.1% | $138,895+2.7% |
| Participation rate | 50.0% | 74.9%-24.9pp | 69.5%-19.5pp | 79.9%-29.9pp |
| Annual return | 19.13% | 20.10%-1.0pp | 19.29%-0.2pp | 145.39%-126.3pp |
| Employer contribution / active EE | $2,097 | $2,609-19.6% | $2,294-8.6% | $4,194-50.0% |
| Participant deferral / active EE | $4,425 | $4,455-0.7% | $3,822+15.8% | $6,396-30.8% |
| Admin fee / account holder | $293 | $8,626-96.6% | $7,024-95.8% | $12,562-97.7% |